ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 05/15/2013
Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 05/15/2013 list has been posted.

SELLERS…

WHY UTILIZE ME TO SELL YOUR HOME?

Here are just a few reasons:

• · Reliable and Dedicated Team of Real Estate Professionals 
• · Free Profit/Cost Analysis
• · Customized Updates tailored to your needs
• · Representation by an innovative Locally Owned National Brokerage affording you access to buyers from all over the Regional Area as well as an affiliate    network of Real Estate Professionals by advertising on our very own KWLS
• · Free Marketing For Your Home
• · Unprecedented exposure of your home through Print Ads, World Wide Web  Advertising, and throughout the Real Estate Industry in Alabama
• · A dedicated track record of delivering results and making Dreams Come True

HOW WILL I DO THIS ?

• · Insist on  Pre-Approval  for potential    buyers interested in your property. Thereby saving you time and money
• · Aggressive utilization of the latest      industry technology and marketing strategies
• · Host Open Houses for the Public and other REALTORS®
• · Internet Marketing and Online Virtual Tours
• · Will cooperate with other agents to  create  awareness of your property’s  existence in  today’s Real Estate market
• · Consult you in preparing your home for market exposure through      presentation, and preventative   maintenance

Common Participants in “The Transaction”

Real Estate Broker/Agent—  Frequently, the first person you consult about purchasing a home is a Real Estate Agent or broker. A “Realtor” is one of these individuals whom is a member and accredited of the National  Association of Realtors. This individual acts as a liaison between you and the other Real Estate Agents and sellers on the “other side” of the transaction, such as the seller’s side. They prepare all the contracts for sale, addendums for modifications of the contract, and assist in the transfer of the property. Although many Real Estate Agents have a wealth of knowledge of the Mortgage Industry, it is often best to reserve those specific questions relating to your mortgage loan for the Mortgage Broker or Loan Officer.

Mortgage Broker or “Loan Officer”— This individual is the one
responsible for finding the right financing package that is suitable to you, taking into consideration your financial status, credit worthiness, and your future financial goals. This individual is responsible for finalizing on the rate, the terms of repayment, and processing of the actual loan package for approval by the lender.

The Lender/Bank— The lender, or commonly referred to as “ The Bank ” is the business that actually funds your loan portfolio and allows you to
purchase and occupy the property. Based on your Credit Worthiness and your ability to repay the loan, they issue to your Mortgage Broker/Loan Officer a Conditional Loan Approval, subject to the satisfaction of certain conditions. Some of these conditions will require you as the borrower to supply to the Loan Officer certain information. Others will be cleared by the other members of the transaction.

 The Appraiser— The Appraiser is the individual responsible for performing a comprehensive evaluation of the property you wish to  purchase or refinance. They will go out to the property and assess it’s value based on current market conditions, conditions of and amenities found at the property, and the square footage of the property. The will assign its value based on the size of the
dwelling and the dollar amount per each square foot. The appraiser usually requires payment in advance of the appraisal. This may be given directly to your loan officer.

The Escrow Company/Title Company— The Escrow/Title Company will prepare the loan documents for your signatures and agreements to them. Also, they provide a policy to you and the lender warranting the title of the property from any past liens and encumbrances. If encumbrances are found, the title company will work with you and other participants in the transaction to properly Warrant the property. They handle all of the funds of the  transaction. The receive funds from the lender and then disperse it according to the lenders instructions. Their activities can be found recorded on the  Settlement Statement, HUD-1 given to you at the time of final closing of your loan.

You, The Borrower—You, as our customer and that of the others listed in this pamphlet, are the most important person in the transaction and truly do bring it all together. With that in mind, your responsibility during this important time is to be accessible by phone or email to those individuals listed above. Also, it will be imperative that you supply all requested documentation to your mortgage loan officer in the most timely of fashions. You will want to remain calm during this process and realize that until all  documentation is received and the loan package is submitted to the bank, a rate cannot be “locked” or
guaranteed. When the loan package is submitted to the bank, your loan officer will notify you and then the two of you will decide whether to lock the rate or allow it to “float” until closing. Your most important responsibility during this transaction is to be in communication with your loan officer.
They will appreciate your willingness to assist.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 05/15/2013
Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 05/15/2013 list has been posted.

Home Listing Syndication

Your home can be advertised on websites all across the web, making sure buyers see your home and everything it offers. Here are some of the national sites where your home will appear:

To find out more about selling your home, click here

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 05/15/2013
Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 05/15/2013 list has been posted.

BE SURE TO CONNECT WITH ME IN THE FOLLOWING PLACES!!!
FIND EVEN MORE MOBILE AL REAL ESTATE HOMES AND FORECLOSURES FOR SALE!!